Reading time1 min read
Published27/02/2026
Test Credentials
We are committed to providing you with a seamless integration experience, so we encourage testing during the development phase to ensure everything checks out and works as expected. It would be unsuitable to have you use actual debit or credit cards for this function. To that end, we've provided you with test credentials that will allow you to simulate real-world transactions.
Bank Name
Stanbic Bank
Account Number
1234567890
Phone Number
08012345678
OTP
123456
Bank Name
Polaris Bank
Account Number
1234567890
Phone Number
08012345678
OTP
1234
First name
John
Bank Name
Sterling Bank
Account Number
Generate any random 10 numbers. eg. 0239566990
Phone Number
08012345678
Email
Specta ID
SPTest
Specta Password
111111